Cash Value Focus with Competitive Distribution Solves
The Zurich Accumulation Index UL™ offers top quartile income distribution solves through strong cash value accumulation. It has four index interest account options including a high cap S&P 500 option, participating loan options, and has a guaranteed persistency bonus of 12%.
Guaranteed Death Benefit Options Plus Cash Accumulation Potential
The Zurich Select IUL™ provides you the ability to customize an index universal life insurance product to best meet the needs of each individual client. Clients can choose from three NLG periods at issue: to age 85, 90 or 100.
Death Benefit and Cash Value Focus with Unique Index Choices
The Zurich Value Index UL™ offers a combination of death benefit protection and strong cash value accumulation. It has a guaranteed death benefit up to age 90 and cash value growth potential through unique index interest account options.
Death Benefit Focus with Extended Guarantees
The Zurich Protection UL™ offers top quartile price across key ages and underwriting classes along with a guaranteed death benefit up to age 95. The guaranteed death benefit is easy to understand, premium based and is not based on a shadow account.
Zurich Survivor Index UL™ offers a combination of death benefit protection and strong cash value accumulation. It has a guaranteed death benefit up to age 90 and cash value growth potential through unique index interest account options, a lifetime guaranteed death benefit product with flexible guarantee periods. It also features a unique Joint First to Die Insurance Rider that will pay an additional death benefit upon the first death.
Death Benefit Focus with Lifetime Guarantees
The Zurich No Lapse Guarantee™ is a lifetime guaranteed death benefit product with flexible guarantee periods.
Death Benefit Focus with Unique Conversion Options
The Zurich Term™ is available for 10, 15 and 20 year durations. It has a contractually guaranteed conversion right to any available Zurich product within the first five policy years, including a conversion to the Zurich Survivor Index UL.
Death Benefit Focus with Extended Guarantees and Cash Value Potential
The Zurich Protection Index UL™ offers top quartile price across key ages and underwriting classes, a guaranteed death benefit up to age 90, and cash value growth potential. The guaranteed death benefit is easy to understand, premium based and is not based on a shadow account.